MEET OUR UNDERWRITERS

Our Team

Don Garrow

Medical Director – Underwriting Consultant
don@mrwfinancial.com

Don Garrow has more than 30 years of experience in life underwriting and has come on board with MRW to assist with placing impaired risk cases. His extensive experience in the industry allows him to provide summaries of medical records and underwriting insight to get each case placed with the right carrier the first time. He began his career with Aetna in Hartford in 1961 and spent 27 years there. In his last two years he ran their West Coast office in Woodland Hills, CA. He then spent one year at Executive Life and just as they went into receivership he was recruited to Life Partners Group in Denver where he spent four years. Don then moved to American General in 1995 as Director of Underwriting. He worked primarily on cases for the early/elderly (ages 70-74) that were usually survivorship cases with premiums from $3 million to $10 million. When American General created a Concierge Centre, Don’s cases shifted to more of the older/elderly (ages 75-79) with premiums in the $10 million and up range. Don then moved to Transamerica Life in October of 2006 as a favor to a former boss but fully retired after a year in November of 2007. Don now devotes his time to consulting only. He has become a great resource to MRW as well as to our agents.

Our Team

Heather Sprague

Underwriting Consultant
heather@mrwfinancial.com

Heather’s experience includes senior underwriting roles with CIGNA and Lincoln Financial. In 2005 she went independent and maintains a relationship with underwriting officers at most life brokerage companies.

PROVIDING THE SOLUTIONS YOU NEED TO SUCCEED

High Level Commissions

High Level
Commissions

 

On-staff Certified
Financial Planner

Brokerage
Qualifying Member

National Reach.
Personal Touch.

On-staff Medical
Director/Underwriter

LOCAL (813) 875-6331   •   NATIONAL (800) 967-7661

MRW Financial Brokerage has insurance licensed representatives in the following states:
MO, CA, NC, CT, NY, SC, AL, KY, LA, MN, MT, OH, OK, OR, PA, GA, WA, TX, CO, MD, MS, UT, WV, ID, NH, NJ, TN, AZ, MA, FL, MI, NM, VA.