Guaranteed issue life insurance is a type of whole life insurance policy that does not require your client to answer health questions, undergo a medical exam, or allow an insurance company to review their medical and prescription records.

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Local: (813) 875-6331
National: (800) 967-7661

Ages 50-80 | $5,000-$25,000 in Coverage

Ages 40-80 | $1,000-$40,000 in Coverage

Gerber Guaranteed Life Insurance

If your client is between ages 50-80, their acceptance is guaranteed. Choose from $5,000 to $25,000 of coverage.

Helps to cover final exenses

Gerber Life Guaranteed Life Insurance provides valuable whole life insurance protection to help cover final expenses, such as medical bills, burial costs and unpaid debt. It helps protect families from the financial burden of final expenses.

acceptance is guaranteed for ages 50-80

If your client is between 50 and 80 years old, their life insurance acceptance is guaranteed with this policy, regardless of their health history. There are no medical exams to complete or lengthy health questionnaires to fill out.

the policy builds cash value

As a whole life insurance policy, a portion of each premium paid is set aside as the cash value of the policy.  Cash value builds over time and can be borrowed from if needed. The longer the policy is owned, the more cash value the policy accumulates. 

Great Western

If your client is between the ages of 40 and 80, regardless of their health, they will not be turned down. Final Expense Whole Life insurance offers financial protection for up to $40,000 in coverage guaranteed, with no medical exam. The premiums will never change, and their coverage can never be canceled as long as the premiums are paid on time.

Guaranteed Assurance

Guaranteed Assurance*  is designed for those who want a simplified application
process that does not require answering underwriting questions or providing
physician information. Everyone qualifies for this product regardless of health.

• This product has a Limited Death benefit during the first two policy years if
the death occurs from anything other than accidental causes.

• The Limited Death benefit is 110% of the total premiums paid to date. After the
two-year Limited Death benefit period, the full face amount is paid on all deaths.

Accidental death during the graded period
The full face amount of the policy will be paid if the insured dies of accidental
causes during the graded period (first two policy years). A death certificate
and police report describing the accident are required in order to pay the
accidental death benefit.

    * The Guaranteed Assurance plan is not available in the state of Washington.
    Additional protection for a minimal cost

    For a monthly premium of $1, GWIC will pay a benefit of $2,500 upon the death of any one covered child or grandchild of the insured. A separate application for this rider must be completed with the policy application, and the policy application benefit amount must be a minimum of $5,000 to add the rider.


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    LOCAL (813) 875-6331   •   NATIONAL (800) 967-7661

    MRW Financial Brokerage has insurance licensed representatives in the following states:
    MO, CA, NC, CT, NY, SC, AL, KY, LA, MN, MT, OH, OK, OR, PA, GA, WA, TX, CO, MD, MS, UT, WV, ID, NH, NJ, TN, AZ, MA, FL, MI, NM, VA.