LIFE SETTLEMENTS
As a trusted advisor, clients depend on you to help them make informed decisions regarding their finances and other important assets.
Lean on MRW to help accomplish your clients’ objectives and financial goals through life settlements.
Contact Our Specialist!
Marie Colbert, CFP®, CLTC®
Local: (813) 875-6331
National: (800) 967-7661
In today’s economic climate, many aging baby boomers and other retirees are turning to financial professionals like you to guide them in leveraging the full value of their life insurance asset.
Some retirees may be seeking to sell a policy for an amount greater than the cash surrender value, while others are looking for ways to lower their premiums or reduce the death benefit.
Whatever their motivation, retiree policy owners want the ‘peace of mind’ that comes with knowing that no stone has been left unturned in accessing the ultimate value of their policy.
7 of the Most Common Life Settlement Situations
The sale of a business or other illiquid asset.
Business owner retiring or exiting from business.
A decline in estate value and/or a decrease in estate tax liability.
The policy is no longer affordable due to policy performance.
retirement.
chronic illness.
Term policies or riders that are about to expire, lose their conversion privilege or come to the end of their current premium guarantee.
Whether you are an insurance agent, a wealth management professional, a CPA or a legal advisor, it is becoming more evident that life settlements are an important planning tool that benefits both the client and the advisor in many ways.
At MRW, we are able to help you identify potential settlement cases through your existing clients. You can always rely on us to help you explore options and identify the appropriate solution for each policy that crosses our desk.
Do you have clients with term insurance about to expire?
You can give them a portion of their premiums back and generate additional revenue.
With Term Settlement, your clients can potentially recover some or all of the premiums they paid for their term coverage.
Here is a real example of what you can do:
|
FACE AMOUNT $1,000,000 |
POLICY TYPE Term |
INSURED Male, Age 73 |
RESULT:
✓The client recovered all premiums paid for the term ($70,000) |
✓The advisor received commission on the term conversion |
Get In Touch
(800) 967-7661 or (813) 875-6331
marie@mrwfinancial.com
310 S Dale Mabry Hwy., Ste. 210 Tampa, FL 33609
Let’s Work Together.
We look forward to serving as your broker of choice and to establishing a mutually beneficial relationship built on professional competency and transparency.
PROVIDING THE SOLUTIONS YOU NEED TO SUCCEED
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Brokerage
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National Reach.
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On-staff Medical
Director/Underwriter
LOCAL (813) 875-6331 • NATIONAL (800) 967-7661
MRW Financial Brokerage has insurance licensed representatives in the following states:
MO, CA, NC, CT, NY, SC, AL, KY, LA, MN, MT, OH, OK, OR, PA, GA, WA, TX, CO, MD, MS, UT, WV, ID, NH, NJ, TN, AZ, MA, FL, MI, NM, VA.