In today’s low-interest rate environment, income planning in retirement has become a major concern that is challenging to address with traditional retirement strategies.
The baby boom generation is being forced to fund a retirement for an unknown number of years on a known amount of assets. Typical retirement strategies fail to address longevity risk and sequence of return risk.
Whether it is an indexed, immediate or fixed annuity they can address the longevity risk and sequence of return risk in order to provide your clients a lifetime guaranteed predictable money income stream that they cannot outlive.
This will leave your client with a margin of safety and retirement nest egg that can be consumed, invested, or passed to heirs knowing that their basic income needs are guaranteed for life.
Fixed/Indexed/Immediate Annuities are designed to meet long-term needs for retirement income. Early withdrawals may result in loss of principal and credited interest due to surrender charges. Withdrawals are subject to ordinary income tax and, if taken prior to 59 1/2, an additional 10% federal tax.
Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.
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MRW Financial Brokerage has insurance licensed representatives in the following states:
MO, CA, NC, CT, NY, SC, AL, KY, LA, MN, MT, OH, OK, OR, PA, GA, WA, TX, CO, MD, MS, UT, WV, ID, NH, NJ, TN, AZ, MA, FL, MI, NM, VA.